Alberta’s 2013 budget included a surprise announcement regarding a plan to introduce a new pharma-care model for the province by January 2014. New Alberta PharmaCare Model The new model will be based on the approach in B.C. and will likely include the following key design elements: income-based deductible and some form of co-pay; province is […]
The employee benefits industry is constantly changing and it’s important that Benefit Consultants and Brokers are kept current on what’s happening in the group insurance industry. Today, the ENCOMPASS Team of Consultants attended an excellent education session hosted by Great-West Life – one of the many group insurance providers we work with. During this session, Great-West Life shared a […]
The promise of saving money is always very enticing. However, when it comes to employee benefits, it’s not always as easy as it seems. It pays to be a wise shopper and fully understand the implications of making a change. Don’t be too quick to switch just for cost without understanding the whole picture. There […]
ENCOMPASS Benefits is pleased to announce our next Breakfast Education Session in Kelowna. DATE: Thursday, May 23, 2013 TIME: 7:30-9:15am LOCATION: Ramada Hotel, 2170 Harvcey Avenue, Kelowna, BC Agenda Drugs – Are you ready for this freight train of change? – Presented by Harold Gutovich, a Prescription Drug ‘Expert’ from Great-West Life. – See Harold’s Bio below […]
Empire Life, one of the many Canadian Insurance Carriers ENCOMPASS works with, recently produced a well-researched and informative 8-minute video called The Changing Drug Landscape – Biologics: the high cost of breakthrough medicine. Did you know? Chronic Conditions Affect 2 of every 5 Canadians This number is growing as our population ages. With the growing use of […]
Employee group benefits are a significant part of an employee’s total compensation – it’s only wise to fully understand what you are investing in. This is where an independent, professional benefits broker and consultant helps. A good benefits broker will help you: assess your plan design to make sure it is competitive with the marketplace. analyze […]
The Pooled Registered Pension Plan (aka PRPP) was getting closer to coming to fruition in British Columbia as per the February 28, 2013 announcement (see article below). However, on March 14, 2013, Bill 16 (the B.C. Pooled Registered Pension Plans Act) died on the order paper leaving a newly elected B.C. government to reintroduce another PRPP Act after the upcoming May […]
Health Canada has approved a new orthodontic tooth treatment called AcceleDent. Highlights of AcceleDent AcceleDent is the first FDA-cleared “clinical approach to safely accelerate orthodontic tooth movement by applying gentle micropulses as a complement to existing orthodontic treatment”, says the Houston-based manufacturer of the treatment, OrthoAccel® Technologies. The device is a removable and non-invasive appliance (similar to […]
Every year, Benefits Canada provides a List of Top 20 Group Insurance Providers. As an independent, employee benefits broker and consultant, we are pleased to say that ENCOMPASS market benefits plans to the majority of these insurance carriers. Carriers We Work With Please check out a complete list of carriers we work with. If you are […]
This is news everyone dreads… Unfortunately, the news of a cancer diagnosis isn’t as rare as it used to be. It seems most everyone knows a working age professional that has been diagnosed with cancer or another critical illness. It doesn’t happen just to the elderly anymore. What if this employee is integral to your business? […]
