Category: Group Retirement Planning

Pooled Registered Pension Plans (PRPPs)

Did you know? 60% of Canadians do not have a pension plan and that the current pool of CPP dollars is not enough to provide a pension for future retirees in Canada? The Changes The federal government recently introduced a framework for Pooled Registered Pension Plans (PRPPs).  The purpose of a PRPP is to provide […]

Happy National Employee Benefits Day!

The ENCOMPASS Benefits team wants to help spread the word – it’s National Employee Benefits Day today! National Employee Benefits Day acknowledges trustees, administrators, corporate benefits practitioners and professional advisors for our dedication to providing quality benefits and the important role we play in your colleagues’ well-being. We especially want to celebrate all Plan Administrators! We also want […]

Government Changes to B.C. Generic Drugs

ENCOMPASS is all too familiar with companies facing increasing employee benefit premiums. That’s what we’re here for… to help clients better manage their plans and benefits-related expenses. As an independent benefits broker, we are fortunate to work with all Canadian insurance carriers.  This means that we have visibility to what insurance companies are doing about increasing […]

The Risk of Late Applicants

Submitting employee benefit enrollment forms on time is important for plan administrators and employees. We know that juggling business priorities can be difficult. However, missing enrollment deadlines to add new employees, spouses and infants on your employee benefits plan can pose a legal risk. Late enrollment means the new addition is now classified as a […]

Changes to the Canada Pension Plan (CPP)

Effective January 1, 2012, changes were made to the Canada Pension Plan (CPP). The following are some points to consider when thinking about your future and retirement planning. Recent changes include: You can start receiving CPP once you reach the age of 60 AND continue to work (if you choose). If you choose to continue working, you […]

New Benefits & Pension Consultant Joins Our Team

ENCOMPASS is pleased to welcome Cindy Danielson to our team. Cindy is committed to helping ENCOMPASS clients design and deliver cost-effective benefits and pension plans that positively contribute to employee satisfaction and retention. She has held HR and consulting positions at Nortel, Shaw and QHR Software. Education includes Human Resources and Business Management at the […]

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