Category: Life Insurance

Change in smoker status criteria – Marijuana users can apply for non-smoker rates

November 3, 2016 – News from Great West Life Effective immediately, plan members who use marijuana won’t automatically be considered smokers on insurance applications, unless they also use tobacco, e-cigarettes or nicotine products. This change applies to all coverage that requires medical underwriting. Great West Life has updated their Evidence of Insurability Coverage Detail form to reflect the […]

Insurers wary of right to die

Life-insurance providers have told the federal government its members are willing to lift the standard two-year exemption for suicides and pay out policies on people who end their lives through physician-assisted death, says the head of the industry’s professional association.  Life-insurance policies typically contain an industry-standard clause releasing providers from paying if a client commits […]

Communicating a Benefits Rate Increase to Employees

Many employer-paid employee benefit plans, where the employer pays 100% of employee benefit premiums, are transitioning to a cost-share arrangement with employees. Costs are increasing and it’s important that everyone is aware of what factors are driving costs to increase employee awareness and help change behavior. If your plan saw an increase at renewal, effectively […]

Your Employee Has Cancer

This is news everyone dreads… Unfortunately, the news of a cancer diagnosis isn’t as rare as it used to be.  It seems most everyone knows a working age professional that has been diagnosed with cancer or another critical illness. It doesn’t happen just to the elderly anymore. What if this employee is integral to your business? […]

Commercial Insurance May Provide Employee Benefits Liability

If your business has a Commercial General Liability insurance (CGL) policy, you may have coverage and protection if you make an error or omission while administering your employee benefits plan. Being a Plan Administrator for your Employee Benefits Plan is a big responsibility – it’s more than just simple administration. If it’s not done correctly, […]

Recent Posts



Send A Message to David Rojas